Choosing a Hurricane Shutter Installation Provider in Fort Myers? 10 Questions to Ask
Choosing a Hurricane Shutter Installation Provider in Fort Myers? 10 Questions to Ask
📌 Key Takeaways
- Always verify Florida license, insurance, and 3+ recent Fort Myers references
- Get detailed written quotes — never accept a verbal estimate
- Be wary of contractors asking for >50% upfront payment
- Check online reviews across multiple platforms (Google, Yelp, BBB)
Hiring a hurricane shutter installation contractor in Fort Myers is one of the most important decisions you'll make for your home. The right pro delivers quality work that lasts decades. The wrong one brings stress, delays, and expensive fixes. Here are the 10 questions every Fort Myers homeowner should ask before signing a contract.
10 Must-Ask Questions for Fort Myers Hurricane Shutter Installation Contractors
Are you licensed in Florida?
Ask for the license number — then verify it online. Florida requires specific licensing for hurricane shutter installation work. An unlicensed contractor might be cheaper, but you have zero protection if something goes wrong.
Do you carry liability insurance AND workers' comp?
Get a certificate of insurance emailed directly from their agent. If a worker gets injured on your property and the contractor has no workers' comp, you could be liable. Minimum coverage should be $500K liability.
Can I see 3 recent Fort Myers references?
Ask for references from projects completed in the last 12 months — and actually call them. Ask: Was the work completed on time? On budget? Any surprises? Would you hire them again? Drive by completed projects if possible.
How many hurricane shutter installation projects have you completed in Fort Myers?
Local experience matters. A contractor who's done 100 projects in Fort Myers knows our building department, common issues with Fort Myers homes, and which materials hold up here. A contractor from outside the area may not.
What's included in your quote — exactly?
A real quote is detailed. Materials (brands, grades, quantities), labor breakdown, permits, site prep, debris removal, cleanup, warranty terms — everything. If it's not in writing, assume it's not included. Verbal promises are worth the paper they're written on.
What's your payment schedule?
Industry standard: 10-30% deposit at signing, progress payments tied to milestones, 10-20% final payment after walkthrough. Never pay 100% upfront. Never pay in cash without a receipt. If a contractor demands >50% upfront, that's a red flag.
What's the project timeline?
Get start date, estimated completion date, daily work hours, and what happens if there are weather delays. Fort Myers's weather can impact schedules — a good contractor builds buffer days into their timeline.
Who handles permits — and are they included?
Fort Myers and Lee County may require permits for your hurricane shutter installation project. Permits protect you — they ensure the work meets code. A reputable contractor handles permits and includes them in the quote. If they suggest skipping permits, walk away.
What warranty do you offer?
Two types: workmanship warranty (the contractor's labor) and material warranty (the manufacturer). Get both in writing. Standard workmanship warranty is 1-5 years. Premium materials often come with 15-25 year manufacturer warranties. Know what's covered — and what voids the warranty.
Who will be on-site daily?
Is it the owner? A foreman? Subcontractors? If subs are used, are they also licensed and insured? You want to know who's in your home, and you want a single point of contact for questions and updates.
Red Flags to Watch For
No license or insurance proof
If they can't produce a Florida license number and insurance certificate within 24 hours, move on.
Full payment upfront
Anyone asking for 100% payment before starting work is either desperate or dishonest. Standard deposit is 10-30%.
No written contract
Always get a detailed written contract. Verbal agreements are unenforceable and lead to disputes.
Price too good to be true
If one Fort Myers quote is 40%+ lower than others, something is being cut — materials, labor quality, permits, or insurance.
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FAQ
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